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2022-06-20 17:31:25 By : Mr. Martin Deng

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Mobile and manufactured homes may have less square footage than a traditional house, but that doesn’t mean they come without appliances and home systems to maintain and repair. If you’re on a budget, a home warranty can give you some financial protection to help pay for unexpected breakdowns due to normal wear and tear. 

We at the Home Media reviews team have researched the industry to identify the top home warranty companies , and we have found the providers below to offer the best coverage for mobile, modular and manufactured homes. 

Review our top five picks for home warranties for manufactured homes:

See how the best home warranty companies for mobile homes compare on key metrics.

America’s 1st Choice Home Club

*Range demonstrates the least expensive plan to the most expensive plan. **A service fee is a one-time payment typically between $60 and $125, with some fees being as high as $150. This fee covers the service you receive and is typically paid directly to your service contractor.

Note: All pricing information used in this article is pulled from sample quotes the Home Media reviews team received for an 1,800-square-foot mobile home in Columbia, S.C. Your quote may be different depending on the location of your home, your home’s square footage and your coverage selections.

American Home Shield (AHS) is a veteran of the home warranty industry. With more than 50 years of experience, it has been in business longer than any other provider on this list. Offering comprehensive plans, high coverage caps and flexible service fees, AHS is a strong choice for mobile homeowners seeking home warranty coverage. The company treats mobile homes and manufactured homes as standard single-family homes smaller than 5,000 square feet.

AHS offers three plans: ShieldSilver, ShieldGold and ShieldPlatinum. ShieldSilver covers built-in systems, including your air conditioning, heating unit and interior electrical lines. ShieldGold covers all those items plus home appliances, such as your refrigerator, oven and dishwasher. ShieldPlatinum covers all the items in the ShieldGold plan plus roof-leak repairs.

AHS offers additional coverage for the following items:

American Home Shield’s plans range from $35 to $80 per month, according to our estimate. The monthly cost will depend on your selected service call fee and plan.

Get a Quote: To request a personalized quote, call 844-529-9298 or use American Home Shield’s simple online tool .

To Learn More: American Home Shield Review

Choice Home Warranty is an affordable option for homeowners who want to adhere to a strict home warranty budget that allows them to cover many of their home’s essential components. Both of Choice’s plans are combo plans, which means they cover a suite of home systems and major appliances.

Currently, Choice Home Warranty is involved in a class-action lawsuit in Arizona. The lawsuit was filed in 2019 and alleges that Choice routinely denied claims in bad faith. When reached for comment, a representative said that the Choice Home Warranty would not comment on pending legal matters, but stated that more than 90% of the 1.1 million claims filed in the first 10 months of 2021 were approved.

With that said, our team feels confident recommending Choice Home Warranty due to its overall affordability, personalized customer service experience and large volume of positive reviews on websites such as Trustpilot . We recommend reading your service agreement carefully so that you are fully aware of all potential exclusions and limitations.

Choice’s two plans cover a combination of built-in systems and appliances. The Basic Plan covers items such as your heating system, water heater and dishwasher, but it does not cover air conditioning, refrigerators or laundry machines. The Total Plan expands the coverage of the Basic Plan to include those items.

Choice extends optional coverage to the following items:

Choice charges an $85 service call fee each time you file a claim. According to our quote, customers can expect to pay between $47 and $55 per month.

Get a Quote: To request a free quote, call 929-400-6165 or fill out Choice Home Warranty’s simple form .

To Learn More: Choice Home Warranty Review

America’s 1st Choice Home Club (AFC Home Club) has the widest variety of plans. Offering four plan options and a flexible service call fee structure, AFC Home Club is a highly customizable home warranty option for mobile homeowners.

As mentioned above, AFC Home Club offers four plans: the Silver Plan, the Systems Plan, the Gold Plan and the Platinum Plan. The Silver Plan covers appliances only, and the Systems Plan covers major systems. The Gold Plan combines the Silver and Systems Plans into one package, and the Platinum Plan takes that a step further by covering plumbing stoppages, faucets, ice makers and built-in microwaves.

AFC Home Club offers the following additional coverage options:

According to our quote, customers can expect to pay between $31 and $53 per month for coverage. Your exact quote will depend on your location, plan selection and service call fee.

Get a Quote: Request a quote by calling 877-755-1115 or filling out AFC Home Club’s online form .

To Learn More: AFC Home Club Review

State Availability: 48 (excludes Washington and Wisconsin )

Liberty Home Guard is among the newer companies in the home warranty industry. However, it has quickly become a major name by offering a long list of add-ons and an accessible customer service experience through a convenient live chat feature built directly into the website.

Liberty Home Guard offers three standard plan options: Appliance Guard, Systems Guard and Total Home Guard. Appliance Guard covers items such as your laundry machines. Systems Guard covers built-in systems such as your water heater, electrical and plumbing systems. Total Home Guard combines the coverage of both plans.

Liberty Home Guard’s suite of add-on options includes the following 38 items:

Liberty Home Guard’s plans range from $69.99–$79.99 per month. We found that the company is not very transparent about its service call fees, but when we spoke to a representative, we were told that the fee will be assigned to each account depending on the location of the home and the plan selected. The service call fee will always fall between $65 and $125.

Get a Quote: To request a free quote, call 866-452-9107 or fill out Liberty Home Guard’s simple form .

To Learn More: Liberty Home Guard Review

State Availability: 46 (excludes Nevada , New Mexico, Washington and Wisconsin )

Select Home Warranty allows customers to stay on budget. All of the provider’s plans are available for less than $50 per month and come complete with limited roof-leak protection.

Bronze Care extends coverage exclusively to appliances, such as your stove/oven, garbage disposal and built-in microwave. Gold Care provides coverage for your built-in systems, such as plumbing and heating. Platinum Care combines the two plans into one comprehensive package and adds coverage for garage door openers and plumbing stoppages.

You can add optional coverage for any of the following items:

Select charges a $75 service call fee when you file a claim or request service. Based on our quote, you can expect to pay between $41 and $46 per month.

Get a Quote: To request a quick quote, use Select Home Warranty’s online tool or call 888-370-3956 .

To Learn More: Select Home Warranty Review

To find the best mobile home warranty, we recommend requesting quotes from multiple home warranty providers so you can compare plans and prices. It’s always a good idea to speak to a customer service representative to discuss your options before committing to a plan.

American Home Shield offers generous coverage caps for appliances and major systems. Liberty Home Guard expands on the traditional home protection standard by offering add-on coverage for 38 items. Select Home Warranty is a great choice for homeowners on a budget and offers the benefit of roof-leak protection. 

All the providers featured on this list have been carefully vetted and selected for their affordability, availability and reputation across the industry. Whether you have owned your mobile home for years or are a new home buyer, a home warranty is a great way to stay ahead of big-ticket home repairs, allowing you to feel confident that you can promptly repair or replace any home essentials when they break down from normal wear and tear.

Most home warranty providers offer one-year plan terms, but you can enroll in a multi-year home warranty with providers such as Liberty Home Guard and AFC Home Club.

Yes, American Home Shield covers mobile homes, modular homes and manufactured homes that are single-family homes. Mobile homes are eligible for the same level of home warranty coverage as a regular single-family home. To understand what is and isn’t covered under your plan, it’s important to read your service agreement .

The cost to protect your mobile home with a home warranty will vary depending on your location, the size of your home and the amount of coverage you’re interested in. You can choose to pay for your home warranty plan annually or split it up into monthly payments.

Our consumers rely on us to provide objective and accurate information — as such, we create a comprehensive rating system to formulate our rankings of the best home warranty companies. This system accounts for a wide range of ranking factors, and we collect data on dozens of home warranty providers to grade the companies on each factor. The end result is a cumulative score for each provider — companies that score the most points top the list.

To ensure our research is as thorough as possible, we call every major home warranty provider directly and speak with representatives to get quotes, specifics on coverage options, availability based on location and additional information. We also review sample contracts to better understand what each plan covers and to identify limitations. In addition, we simulate the process of reaching out to each company’s customer service team to evaluate their level of helpfulness and ability to solve problems.

Once we gather all relevant data, we use the following scoring system to grade each home warranty company on a 100-point scale:

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